Case Study

Vinegars and Sauces Manufacturer Insurance Valuation


The intricacies of food manufacture were apparent when we were asked to undertake an insurance valuation for a Japanese manufacturer of vinegars, sauces and other food products. With two historic household brand vinegar, pickle and sauce production facilities in the UK, they were seeking a comprehensive valuation of their plant and machinery at both locations.


The nature of the food manufacture assets included fermentation and distillation vessels and vats, and multiple liquid and solid filling and capping lines. The first step was to undertake a site visit. This focused on gaining a deeper understanding of the equipment physically on site and how the manufacturing and packaging process was located within each area of the facility.

Critical to the approach was consideration for the reinstatement cost for new equipment in place. While it was important to also recognise any potential technological obsolescence and additional costs that would be associated with any asset replacement.

In particular, this explored the costs associated with the design, installation and commissioning of food production lines and the required tooling assets.


The main output was an inspection valuation report, which provided a schedule of the machinery and equipment on site. Within this each manufacturing area and production line value was individually assessed, with a view to mitigating any risk of under or over insurance. These accurate asset valuations will be built upon, maintained and reviewed through on-going periodic revaluations.


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